Refinance – Florida Home Mortgage Loans

It is simple and convenient to achieve your goal with refinancing!

  • Refinance your loan to take advantage of low-interest rates

  • Reduce your monthly payment

  • Consolidate debts or combining a first and second loan

  • Change your adjustable-rate mortgage to a fixed loan

  • Get cash out for educational purposes , repairs, or for any other needs

We can help you refinance your current loan and help you take control of your mortgage. Contact me today to discuss if you qualify for a refinance and to find out which loan will be best for you.

Which documents do I need to provide to my loan officer to start the refinance process?

Use below checklist to collect all of the documents needed to start the refinance process:

Mortgage Refinance Pre-Approval Check List”

  • Two most recent monthly assets statements with all numbered pages.

  • Most recent 30-days pay-check stubs (4 in a row if paid weekly, 2 if paid every two weeks.)

  • W-2 forms and/or 1099 forms dating back two years.

  • Your divorce decree and current order of support if you pay child support, or if you are receiving alimony or child support and will use it as qualifying income on your loan application.

  • Self-employment income, rental property income or commission income.

  • Personal Federal Tax Returns and Business returns dating back to the last two years (If you have a corporation or partnership.)

  • Child support income (Only if you use it to qualify for the mortgage.) Proof of continuous receipt of child support for the past 12 months.

Miguela Martinez Home Loans for Florida

Miguela Martinez

Sr. Mortgage Loan Officer

  • NMLS: 1097970

  • Phone: 321-557-7576

  • VIP Lending


    NMLS ID 1407585

    3420 McDaniel Place, The Villages, FL 32163

Home Loan Florida

Refinance or Buy a Home in Florida. Easy Pre-Approval Process! FREE Mortgage Consultation. CALL TODAY 321-557-7576 or Simply click on the Pre-Approval  button below

Florida Home Mortgage Loans- Fast Pre-Approval.  We specialize in all loan products such as, FHA, VA, USDA, Conventional, DSCR, Investment Property, vacation home, second home, first time home buyers, Non-QM loans, NO INCOME Investor loans, Bank Statement Loans, Commercial Loans.  Also, we provide Down-Payment Assistance for First time home buyers.

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Florida Home Mortgage Loan

First time home buyers, second home, refinance, purchases, investment properties, FHA, VA, Conventional, USDA loans. Get pre-qualified or pre-approved for a Florida home loan today. Call 321-557-7576

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